Terms and Conditions of Use

Welcome! Please carefully read the following Terms and Conditions of Use ("Terms of Use") before using this website ("Site"). By using this Site, you agree to follow and be bound by these Terms of Use, which govern your use of the Site. We may periodically modify these Terms of Use, and any such modifications will be effective immediately upon posting. We suggest that you periodically check these Terms of Use for modifications. If you do not agree to these Terms of Use, do not use this Site.

The Terms of Use were last updated on 11-August-2015.

This Site is operated by Dividend Life. We may modify, suspend, discontinue, or restrict the use and availability of any portion of this Site at any time, without notice or liability. Your use of this Site may be monitored by us for internal use, without liability. See the Privacy Policy for more details.


This Site provides reference data for researching companies for informational and educational purposes only. In no way should any information presented on the Site be considered investment advice. This Site does not provide any financial advice and does not provide any financial services. It is not regulated by any financial institution or professional body.
It is important to do your own research before making any investment decision based on your own personal circumstances and objectives.

Accuracy of Information

We do not make any warranties express or implied, as to the accuracy, adequacy, quality or fitness for any particular purpose of the Site and the content it contains. All such warranties are expressly excluded to the fullest extent permitted by law.

You should consult with a professional financial advisor or independently verify any information on this Site that you wish to base an investment decision on.


All trademarks, trade names or logos mentioned or used are the property of their respective owners.
  • The Morningstar Logo is a registered trademark of Morningstar, Inc and used with permission.

Financial Disclosure

We may or may not hold investments in the companies and funds shown on this Site.


We do not accept any liability for any losses, costs or damages resulting from or related to the use of, or inability to use, this Site or its content.
Investments are not FDIC insured and may lose value.

Past performance is not a guide to future performance.


You irrevocably indemnify us from and against any and all losses, damages and costs resulting from your use of the content of this Site.